#Speeding tickets result in points and cause increase in insurance rates.
#Write a program that calculates the new yearly insurance preminum and 
#monthly insurance payment for the next insurance term after the person 
#receives violation points.

#Input:
#the current insurance cost per year and the number of points person 
#received in current year (integer).

#Output:
#1. the new yearly insurance premium
#2. the new monthly payment.

#Use the following table:

#Insurance Rate Increase based on Speeding Points
#points: 	rate increase in percent
#3 points and more:	25% increase
#1-2 points:	10% increase
#NO POINTS:	NO rate increase (0%)
#We will check validity of the input

#Input

current_insurance=float(input("enter your current insurance yearly amount "))
points=int(input("enter number of points "))

if(current_insurance>0):
	if(points>=3):
		new_rate_year=current_insurance+current_insurance*25/100
		new_monthly=new_rate_year/12
		print("new yearly rate", format(new_rate_year ,'.2f'))
		print("new monthly", format(new_monthly,'.2f'))
	elif(points<=2 and points>=1): #or elif(points>=1):
		new_rate_year=current_insurance+current_insurance*10/100
		new_monthly=new_rate_year/12
		print("new yearly rate", format(new_rate_year ,'.2f'))
		print("new monthly", format(new_monthly,'.2f'))
	elif(points==0):
		new_rate_year=current_insurance
		new_monthly=new_rate_year/12
		print("new yearly rate", format(new_rate_year ,'.2f'))
		print("new monthly", format(new_monthly,'.2f'))
	else:
		print("invalid input")
else:
	print("invalid input")